Determining whether your retirement plan is competitive within the industry may be a difficult and challenging task that could take a significant amount of time. As an independent retirement plan consultant, Molewski has a goal of helping plan sponsors maintain a competitive retirement program for all plan participants. Through our unbiased and disciplined process, we offer the following strategies:

Step 1. Comprehensive Plan Review and Benchmarking Analysis

Fiduciary Review

  • Analyze plan design, plan sponsor and participant services
  • Benchmark the plan against industry trends/best practices
  • Identify areas for improvement

Investment Review

  • Analyze existing investment selections and performance
  • Identify gaps in asset class coverage
  • Provide detailed quantitative analysis of plan investments

Market Assessment and Search Process

  • Solicit proposals (RFP) from leading service providers
  • Provide an “apples-to-apples” comparison of proposals
  • Negotiate lower fees and enhanced services, based on our proprietary 401(k) Expense Comparison

Transition Consulting

  • Document the transition process for compliance
  • Develop customized timelines and draft appropriate notifications
  • Co-develop and coordinate plan education and communication campaigns
  • Provide oversight of the conversion process

Step 2. Ongoing Plan Management and Oversight

Retirement Plan Policies and Procedures

  • Refine and/or develop Investment Policy Statements (IPS)
  • Formalize retirement plan committee duties and responsibilities

Investment Selection and Monitoring

  • Review and refine plan investment selection
  • Monitor quarterly performance of plan investment selection
  • Recommend plan investment changes as necessary, based on our written Investment Manager Review

Participant Education and Communication

  • Review unique plan trends and demographics
  • Develop education and communication initiatives to meet plan needs
  • Coordinate and oversee campaign implementation with service provider

Plan Administration

  • Assist with plan design, changes and updates
  • Assist with plan compliance and regulatory oversight
  • Respond to daily service issues as the plan liaison

Annual Plan Review

  • Conduct review of plan performance
  • Evaluate plan fees and expenses
  • Establish objectives and initiatives for the upcoming year

 

 

Securities offered through M Holdings Securities, Inc., a Registered Broker/Dealer, Member FINRA/SIPC. Investment Advisory Services offered through Molewski Financial Partners. Molewski Financial Partners is independently owned and operated and is a member of M Financial Group. Please go to www.mfin.com and click on “Disclosure Statement” at the bottom of the home page for further details regarding this relationship. Disclaimer

The principal place of business and the state of domicile for Molewski Financial Partners is: 100 Gateway Drive, Suite 300, Bethlehem, PA 18017. Phone: 610-865-2600.

Copyright 2008 Molewski Financial Partners

Proper state registration is mandatory prior to conducting business in any state.

Variable life and annuity products, as well as other securities products, may be sold in AZ, CA, CT, DE, FL, IL, MA, MD, NH, NJ, NY, PA, AND VA. Residents of other states should consult with a local registered representative for securities products.

Molewski Financial Partners is presently licensed to sell traditional life insurance in PA, NJ, FL, NY and CA (Michael D. Molewski, California license number 0826974). Insurance services are limited to residents of the above listed states. Residents of other states should consult with a local agent for insurance services.