Depending on what our analysis of the existing insurance portfolio uncovers and the current business and estate liquidity needs, acquisition of additional life insurance may be necessary. To maximize the purchase of additional life insurance on behalf of our clients, we:
- Evaluate the need for life insurance to determine the amount of coverage needed, type of coverage, ownership and beneficiary considerations, and premium funding source.
- Utilize our internal underwriting department to ensure medical information remains private and confidential.
- Evaluate new life insurance for price competitiveness and
carrier selection. - Use outside third party services to ensure an independent
selection process. - Consider existing life insurance portfolio to ensure that new insurance
is properly diversified by carrier and type of coverage. - Utilize the buying power and resources of M Financial Group to assist our clients in gaining access to proprietary policies and provisions from financially strong insurance companies that specialize in the high net worth market.